Several federal laws govern health insurance. The Health Insurance Portability and Accountability Act (HIPAA) happens to be one of them. The Act provides a wide range of protections to millions of workers in the US who have some type of underlying health condition that exposes them to the risk of discrimination, limitation, or exclusion in group health coverage. More often …
How Did the Colonial Pipeline Get Hacked and Who’s Next?
On April 29, 2021, hackers gained access to the Colonial Pipeline Co. IT network. The security breach, which took down the country’s largest fuel pipeline, caused widespread gas shortages across the East Coast. The cause: a single compromised password. How did the Colonial pipeline get hacked, and could it happen again? Here’s everything you need to know. Who Owns Colonial …
What Is Wire Fraud?
Wire fraud is one of the most common crimes federal authorities prosecute on a day-to-day basis. It involves a carefully woven scheme to defraud an unsuspecting victim of money or property. A criminal will typically employ some means of deceit or deception to lure the victim through concealment, misrepresentation, or a series of false statements. It is a serious crime …
Who Is at Fault in a Pedestrian Accident?
According to statistics from the National Highway Traffic Safety Administration, the number of fatal road crashes in 2019 involving pedestrians was 6,205, down from the previous year’s 6,374 fatalities. While this may appear to be a slight improvement, the truth is, those numbers are still quite high, pointing to the very real possibility of being involved in a pedestrian accident. …
Facebook Lawsuit – A New Precedent in Privacy Laws
On February 26, 2021, Facebook was ordered to pay $650 million for violating Illinois State privacy laws. More than 1.6 million state residents are expected to receive at least $345 each in a ruling made at a California federal court in the settlement. The cumulative settlement amount was $100 million more than what Facebook had initially proposed in 2020. According …
Can You Sue an Airline for a Plane Crash
A plane crash can be gruesome and devastating. In most cases, it results in fatalities. If there are survivors, they’re left with life-altering injuries that, more often than not, result in permanent disability. Not to mention the extensive damage to property an airplane accident causes. Then, there’s the aftermath. Determining what caused the crash and who is to blame. It …
What Is the Role of the Securities and Exchange Commission (SEC)
Have you ever wondered what a world without the stock market would look like? Let’s just say things would be very different from what they are now. For one thing, getting business funding would be virtually impossible. Business growth would progress at an unbelievably slow pace, if at all, and the economy would stagnate. Now, picture a world where the …
What Is the Punishment for Cyber Crime?
According to the FBI Internet Crime Report, the country loses more than $3.5 billion every year in internet crimes. The bureau’s Internet Crime Complaint Center (IC3) receives an average of 1,300 reports a day from individuals and businesses that have fallen victim to cyber crime. Criminals are getting smarter by the day and are employing a host of highly sophisticated …
Telehealth Laws by State 2020
What is telehealth? Imagine if your physician made a house call but didn’t physically have to be inside your home to treat you. That’s precisely what it is. You can think of it as a virtual consultation. A Zoom-call, if you will, with your doctor. Contrary to what you might think, the concept of virtual doctor consultation isn’t new. It’s …
Who Is Liable for an Accident on an Easement?
You receive a letter in the mail from your utility company. It is a request to allow the county power lines to go through your property for the next five years as the city carries out major renovations on the public freeway nearby. It’s a strange request. You’re left wondering whether that’s even legal. On further inquiry, you realize that …